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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,974 | $111,814-11.5% | $103,378-4.3% | $145,978-32.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.45% | 24.80%-11.4pp | 24.91%-11.5pp | 550.52%-537.1pp |
| Employer contribution / active EE | $6,098 | $4,215+44.7% | $3,870+57.6% | $4,662+30.8% |
| Participant deferral / active EE | $10,799 | $5,618+92.2% | $5,058+113.5% | $6,690+61.4% |
| Admin fee / account holder | $1,751 | $9,764-82.1% | $8,401-79.2% | $13,400-86.9% |