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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,974 | $110,379-10.3% | $102,412-3.4% | $145,884-32.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.45% | 24.84%-11.4pp | 24.94%-11.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $6,098 | $4,216+44.6% | $3,870+57.6% | $4,662+30.8% |
| Participant deferral / active EE | $10,799 | $5,622+92.1% | $5,060+113.4% | $6,690+61.4% |
| Admin fee / account holder | $1,751 | $9,745-82.0% | $8,388-79.1% | $13,392-86.9% |