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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,094 | $181,062-70.1% | $158,223-65.8% | $155,188-65.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 25.48% | 57.39%-31.9pp | 52.09%-26.6pp | 148.84%-123.4pp |
| Employer contribution / active EE | $15,099 | $4,565+230.8% | $4,109+267.5% | $4,248+255.5% |
| Participant deferral / active EE | $7,141 | $6,134+16.4% | $5,467+30.6% | $6,531+9.3% |
| Admin fee / account holder | $821 | $18,825-95.6% | $16,047-94.9% | $14,480-94.3% |