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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,943 | $162,136-42.1% | $152,301-38.3% | $154,746-39.3% |
| Participation rate | 62.5% | 84.1%-21.6pp | 82.4%-19.9pp | 80.7%-18.2pp |
| Annual return | 13.91% | 91.02%-77.1pp | 80.50%-66.6pp | 172.34%-158.4pp |
| Employer contribution / active EE | $1,016 | $4,890-79.2% | $4,624-78.0% | $4,379-76.8% |
| Participant deferral / active EE | $3,752 | $8,341-55.0% | $8,004-53.1% | $6,730-44.3% |
| Admin fee / account holder | $6,783 | $15,759-57.0% | $14,398-52.9% | $14,365-52.8% |