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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,742 | $60,454-11.1% | $81,844-34.3% | $74,459-27.8% |
| Participation rate | 92.9% | 63.0%+30.0pp | 72.4%+20.5pp | 67.2%+25.7pp |
| Annual return | 23.16% | 16.87%+6.3pp | 778.87%-755.7pp | 1369.70%-1346.5pp |
| Employer contribution / active EE | $3,702 | $2,630+40.8% | $2,916+26.9% | $2,626+41.0% |
| Participant deferral / active EE | $10,470 | $3,398+208.1% | $4,323+142.2% | $4,350+140.7% |
| Admin fee / account holder | $3,876 | $1,490+160.1% | $7,355-47.3% | $1,945+99.3% |