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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,597 | $75,541-78.0% | $152,093-89.1% | $82,637-79.9% |
| Participation rate | 17.4% | 66.5%-49.1pp | 77.8%-60.3pp | 68.1%-50.6pp |
| Annual return | 19.81% | 32.56%-12.7pp | 66.36%-46.5pp | 53.51%-33.7pp |
| Employer contribution / active EE | $547 | $2,622-79.1% | $4,175-86.9% | $2,552-78.6% |
| Participant deferral / active EE | $1,103 | $3,206-65.6% | $5,451-79.8% | $4,126-73.3% |
| Admin fee / account holder | $1,748 | $6,405-72.7% | $14,497-87.9% | $7,339-76.2% |