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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,300 | $112,729-95.3% | $98,716-94.6% | $137,256-96.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 18.17% | 38.48%-20.3pp | 31.81%-13.6pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,112 | $2,725-59.2% | $2,279-51.2% | $4,156-73.2% |
| Participant deferral / active EE | $1,208 | $4,640-74.0% | $4,048-70.1% | $6,407-81.1% |
| Admin fee / account holder | $915 | $10,129-91.0% | $8,703-89.5% | $12,270-92.5% |