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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,300 | $124,980-95.8% | $108,359-95.1% | $154,746-96.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 18.17% | 45.00%-26.8pp | 36.89%-18.7pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,112 | $2,851-61.0% | $2,399-53.6% | $4,379-74.6% |
| Participant deferral / active EE | $1,208 | $4,743-74.5% | $4,137-70.8% | $6,730-82.0% |
| Admin fee / account holder | $915 | $11,502-92.0% | $9,741-90.6% | $14,365-93.6% |