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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,257 | $81,358-69.0% | $155,556-83.8% | $80,959-68.8% |
| Participation rate | 25.0% | 66.3%-41.3pp | 78.2%-53.2pp | 67.7%-42.7pp |
| Annual return | 134.45% | 33.39%+101.1pp | 64.84%+69.6pp | 35.67%+98.8pp |
| Employer contribution / active EE | $838 | $3,106-73.0% | $4,675-82.1% | $2,757-69.6% |
| Participant deferral / active EE | $941 | $3,455-72.8% | $5,631-83.3% | $4,300-78.1% |
| Admin fee / account holder | $545 | $7,994-93.2% | $15,885-96.6% | $6,925-92.1% |