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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,257 | $81,233-68.9% | $155,567-83.8% | $80,874-68.8% |
| Participation rate | 25.0% | 66.2%-41.2pp | 78.2%-53.2pp | 67.6%-42.6pp |
| Annual return | 134.45% | 33.33%+101.1pp | 64.74%+69.7pp | 35.62%+98.8pp |
| Employer contribution / active EE | $838 | $3,101-73.0% | $4,674-82.1% | $2,756-69.6% |
| Participant deferral / active EE | $941 | $3,452-72.7% | $5,628-83.3% | $4,297-78.1% |
| Admin fee / account holder | $545 | $7,998-93.2% | $15,916-96.6% | $6,935-92.1% |