Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,135 | $117,859-87.2% | $102,438-85.2% | $145,959-89.6% |
| Participation rate | 55.6% | 78.6%-23.0pp | 76.5%-20.9pp | 80.3%-24.7pp |
| Annual return | 21.92% | 31.72%-9.8pp | 29.37%-7.4pp | 561.95%-540.0pp |
| Employer contribution / active EE | $2,803 | $3,615-22.5% | $3,024-7.3% | $4,661-39.9% |
| Participant deferral / active EE | $5,417 | $5,732-5.5% | $5,054+7.2% | $6,689-19.0% |
| Admin fee / account holder | $1,772 | $13,318-86.7% | $9,448-81.2% | $13,398-86.8% |