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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,034 | $173,397-86.1% | $135,987-82.3% | $145,877-83.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 14.09% | 1166.18%-1152.1pp | 580.01%-565.9pp | 551.28%-537.2pp |
| Employer contribution / active EE | $3,971 | $5,281-24.8% | $4,214-5.8% | $4,663-14.8% |
| Participant deferral / active EE | $6,320 | $8,710-27.4% | $7,027-10.1% | $6,691-5.5% |
| Admin fee / account holder | $564 | $9,663-94.2% | $6,716-91.6% | $13,402-95.8% |