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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,034 | $168,626-85.7% | $133,698-82.0% | $145,897-83.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 14.09% | 1168.99%-1154.9pp | 580.90%-566.8pp | 552.29%-538.2pp |
| Employer contribution / active EE | $3,971 | $5,290-24.9% | $4,218-5.8% | $4,663-14.8% |
| Participant deferral / active EE | $6,320 | $8,688-27.3% | $7,016-9.9% | $6,689-5.5% |
| Admin fee / account holder | $564 | $9,638-94.1% | $6,703-91.6% | $13,390-95.8% |