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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,982 | $72,071-94.5% | $68,368-94.2% | $137,256-97.1% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 39.75% | 353.14%-313.4pp | 292.57%-252.8pp | 220.34%-180.6pp |
| Employer contribution / active EE | $1,780 | $2,788-36.2% | $2,649-32.8% | $4,156-57.2% |
| Participant deferral / active EE | $3,605 | $4,410-18.3% | $4,123-12.6% | $6,407-43.7% |
| Admin fee / account holder | $1,552 | $5,336-70.9% | $5,150-69.9% | $12,270-87.4% |