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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,212 | $111,878-81.9% | $93,727-78.4% | $145,897-86.1% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 13.99% | 204.28%-190.3pp | 133.83%-119.8pp | 552.29%-538.3pp |
| Employer contribution / active EE | $0 | $3,092-100.0% | $2,421-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,946 | $4,920-40.1% | $4,417-33.3% | $6,689-56.0% |
| Admin fee / account holder | $79 | $10,256-99.2% | $8,292-99.0% | $13,390-99.4% |