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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,014 | $180,749-47.4% | $160,784-40.9% | $137,256-30.8% |
| Participation rate | 81.8% | 80.0%+1.8pp | 77.0%+4.9pp | 80.0%+1.9pp |
| Annual return | 16.87% | 2234.46%-2217.6pp | 1803.92%-1787.0pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,307 | $4,155-44.5% | $3,733-38.2% | $4,156-44.5% |
| Participant deferral / active EE | $6,465 | $6,844-5.5% | $6,293+2.7% | $6,407+0.9% |
| Admin fee / account holder | $7,326 | $10,397-29.5% | $9,717-24.6% | $12,270-40.3% |