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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,538 | $117,895-22.4% | $102,460-10.7% | $145,897-37.3% |
| Participation rate | 47.1% | 78.6%-31.6pp | 76.5%-29.5pp | 80.3%-33.2pp |
| Annual return | 12.02% | 31.92%-19.9pp | 29.47%-17.4pp | 552.29%-540.3pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,033 | $5,736-64.6% | $5,056-59.8% | $6,689-69.6% |
| Admin fee / account holder | $9,648 | $13,353-27.7% | $9,460+2.0% | $13,390-27.9% |