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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,076 | $154,754-71.5% | $124,206-64.5% | $138,895-68.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 17.54% | 709.28%-691.7pp | 515.27%-497.7pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,866 | $4,446-58.0% | $3,540-47.3% | $4,194-55.5% |
| Participant deferral / active EE | $16,997 | $4,621+267.8% | $3,968+328.4% | $6,396+165.7% |
| Admin fee / account holder | $2,268 | $6,690-66.1% | $5,929-61.7% | $12,562-81.9% |