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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,779 | $162,136-44.6% | $152,301-41.1% | $154,746-42.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.08% | 91.02%-73.9pp | 80.50%-63.4pp | 172.34%-155.3pp |
| Employer contribution / active EE | $3,362 | $4,890-31.3% | $4,624-27.3% | $4,379-23.2% |
| Participant deferral / active EE | $5,394 | $8,341-35.3% | $8,004-32.6% | $6,730-19.9% |
| Admin fee / account holder | $1,025 | $15,759-93.5% | $14,398-92.9% | $14,365-92.9% |