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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,779 | $155,555-42.3% | $146,866-38.9% | $155,188-42.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.08% | 115.41%-98.3pp | 102.85%-85.8pp | 148.84%-131.8pp |
| Employer contribution / active EE | $3,362 | $4,647-27.7% | $4,425-24.0% | $4,248-20.9% |
| Participant deferral / active EE | $5,394 | $8,044-32.9% | $7,759-30.5% | $6,531-17.4% |
| Admin fee / account holder | $1,025 | $14,755-93.1% | $13,620-92.5% | $14,480-92.9% |