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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,137 | $106,864+104.1% | $147,318+48.1% | $82,637+164.0% |
| Participation rate | 87.5% | 75.5%+12.0pp | 82.1%+5.4pp | 68.1%+19.4pp |
| Annual return | 14.07% | 27.49%-13.4pp | 70.43%-56.4pp | 53.51%-39.4pp |
| Employer contribution / active EE | $4,489 | $3,417+31.4% | $4,593-2.3% | $2,552+75.9% |
| Participant deferral / active EE | $13,607 | $6,496+109.5% | $7,906+72.1% | $4,126+229.8% |
| Admin fee / account holder | $36,552 | $8,415+334.4% | $13,708+166.7% | $7,339+398.1% |