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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,286 | $199,109-81.8% | $173,730-79.1% | $154,746-76.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.86% | 20.02%-2.2pp | 19.96%-2.1pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,581 | $5,311-51.4% | $4,577-43.6% | $4,379-41.1% |
| Participant deferral / active EE | $7,998 | $7,113+12.5% | $6,326+26.4% | $6,730+18.8% |
| Admin fee / account holder | $2,221 | $20,916-89.4% | $17,523-87.3% | $14,365-84.5% |