Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,387 | $149,446-81.7% | $256,809-89.3% | $94,015-70.9% |
| Participation rate | 58.6% | 85.3%-26.7pp | 88.5%-29.9pp | 70.8%-12.2pp |
| Annual return | 22.62% | 17.55%+5.1pp | 32.73%-10.1pp | 17.84%+4.8pp |
| Employer contribution / active EE | $0 | $4,596-100.0% | $7,263-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $4,758 | $6,491-26.7% | $9,520-50.0% | $4,249+12.0% |
| Admin fee / account holder | $311 | $24,035-98.7% | $25,146-98.8% | $8,951-96.5% |