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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,689 | $106,749+73.9% | $145,433+27.7% | $82,448+125.2% |
| Participation rate | 92.0% | 75.6%+16.4pp | 82.1%+9.9pp | 68.1%+23.9pp |
| Annual return | 13.07% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $5,843 | $3,444+69.6% | $4,554+28.3% | $2,551+129.1% |
| Participant deferral / active EE | $9,399 | $6,519+44.2% | $7,897+19.0% | $4,139+127.1% |
| Admin fee / account holder | $89,488 | $8,390+966.6% | $13,129+581.6% | $7,234+1137.0% |