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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,273 | $106,749-96.0% | $145,433-97.1% | $82,448-94.8% |
| Participation rate | 85.2% | 75.6%+9.5pp | 82.1%+3.1pp | 68.1%+17.1pp |
| Annual return | 45.69% | 27.59%+18.1pp | 66.58%-20.9pp | 41.64%+4.0pp |
| Employer contribution / active EE | $992 | $3,444-71.2% | $4,554-78.2% | $2,551-61.1% |
| Participant deferral / active EE | $992 | $6,519-84.8% | $7,897-87.4% | $4,139-76.0% |
| Admin fee / account holder | $1,679 | $8,390-80.0% | $13,129-87.2% | $7,234-76.8% |