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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,273 | $106,524-96.0% | $152,301-97.2% | $87,485-95.1% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.4%+2.7pp | 68.9%+16.3pp |
| Annual return | 45.69% | 26.89%+18.8pp | 80.50%-34.8pp | 26.06%+19.6pp |
| Employer contribution / active EE | $992 | $3,371-70.6% | $4,624-78.6% | $2,596-61.8% |
| Participant deferral / active EE | $992 | $6,525-84.8% | $8,004-87.6% | $4,274-76.8% |
| Admin fee / account holder | $1,679 | $8,287-79.7% | $14,398-88.3% | $7,775-78.4% |