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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $141,806 |
Filed as: GALLAGHER FIDUCIARY ADVI Service code 27 · EIN 36-4291971 | Advisory (Plan) | $20,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,677 | $110,483+18.3% | $145,433-10.1% | $79,634+64.1% |
| Participation rate | 81.3% | 71.1%+10.1pp | 82.1%-0.9pp | 62.5%+18.8pp |
| Annual return | 15.77% | 24.62%-8.9pp | 66.58%-50.8pp | 36.46%-20.7pp |
| Employer contribution / active EE | $3,613 | $4,053-10.8% | $4,554-20.7% | $2,529+42.9% |
| Participant deferral / active EE | $10,858 | $7,216+50.5% | $7,897+37.5% | $3,835+183.2% |
| Admin fee / account holder | $382 | $680-43.8% | $13,129-97.1% | $1,002-61.8% |