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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $134,815 |
Filed as: GALLAGHER FIDUCIARY ADVI Service code 27 · EIN 36-4291971 | Advisory (Plan) | $20,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,979 | $106,264+5.4% | $147,117-23.9% | $77,762+44.0% |
| Participation rate | 80.8% | 78.4%+2.3pp | 82.2%-1.4pp | 70.6%+10.2pp |
| Annual return | 14.81% | 56.94%-42.1pp | 420.54%-405.7pp | 31.27%-16.5pp |
| Employer contribution / active EE | $3,442 | $4,074-15.5% | $4,932-30.2% | $2,728+26.2% |
| Participant deferral / active EE | $10,732 | $8,003+34.1% | $8,065+33.1% | $4,651+130.7% |
| Admin fee / account holder | $331 | $334-1.1% | $12,993-97.5% | $433-23.6% |