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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,924 | $178,174-81.5% | $156,181-78.9% | $137,256-76.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 86.49% | 84.19%+2.3pp | 64.87%+21.6pp | 220.34%-133.8pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $13,989 | $6,888+103.1% | $6,132+128.1% | $6,407+118.3% |
| Admin fee / account holder | $7,014 | $17,404-59.7% | $14,586-51.9% | $12,270-42.8% |