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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,984 | $183,539-69.0% | $155,556-63.4% | $145,897-60.9% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 14.85% | 61.31%-46.5pp | 64.84%-50.0pp | 552.29%-537.4pp |
| Employer contribution / active EE | $8,342 | $5,315+56.9% | $4,675+78.4% | $4,663+78.9% |
| Participant deferral / active EE | $7,418 | $6,467+14.7% | $5,631+31.7% | $6,689+10.9% |
| Admin fee / account holder | $947 | $19,275-95.1% | $15,885-94.0% | $13,390-92.9% |