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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,828 | $88,710-78.8% | $81,783-77.0% | $145,959-87.1% |
| Participation rate | 41.7% | 75.0%-33.4pp | 72.4%-30.7pp | 80.3%-38.6pp |
| Annual return | 15.52% | 1027.26%-1011.7pp | 775.05%-759.5pp | 561.95%-546.4pp |
| Employer contribution / active EE | $1,035 | $3,083-66.4% | $2,913-64.5% | $4,661-77.8% |
| Participant deferral / active EE | $1,716 | $4,645-63.1% | $4,320-60.3% | $6,689-74.3% |
| Admin fee / account holder | $1,454 | $8,407-82.7% | $7,380-80.3% | $13,398-89.1% |