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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,828 | $88,815-78.8% | $81,882-77.0% | $145,897-87.1% |
| Participation rate | 41.7% | 75.1%-33.4pp | 72.4%-30.7pp | 80.3%-38.6pp |
| Annual return | 15.52% | 1033.75%-1018.2pp | 779.47%-764.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,035 | $3,086-66.5% | $2,916-64.5% | $4,663-77.8% |
| Participant deferral / active EE | $1,716 | $4,647-63.1% | $4,323-60.3% | $6,689-74.3% |
| Admin fee / account holder | $1,454 | $8,434-82.8% | $7,360-80.2% | $13,390-89.1% |