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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,285 | $196,972-46.0% | $182,262-41.7% | $198,609-46.5% |
| Participation rate | 84.6% | 85.7%-1.1pp | 84.2%+0.4pp | 82.4%+2.2pp |
| Annual return | 17.94% | 158.27%-140.3pp | 140.60%-122.7pp | 202.70%-184.8pp |
| Employer contribution / active EE | $3,152 | $5,364-41.2% | $5,046-37.5% | $5,055-37.6% |
| Participant deferral / active EE | $12,233 | $8,643+41.5% | $8,276+47.8% | $6,977+75.3% |
| Admin fee / account holder | $5,090 | $18,429-72.4% | $16,712-69.5% | $19,030-73.3% |