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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,005 | $29,736+58.1% | $56,033-16.1% | $80,935-41.9% |
| Participation rate | 93.5% | 41.7%+51.8pp | 52.5%+41.1pp | 67.7%+25.9pp |
| Annual return | 15.25% | 35.28%-20.0pp | 1711.38%-1696.1pp | 35.66%-20.4pp |
| Employer contribution / active EE | $3,755 | $671+459.2% | $1,041+260.7% | $2,757+36.2% |
| Participant deferral / active EE | $3,157 | $1,228+157.0% | $1,954+61.5% | $4,299-26.6% |
| Admin fee / account holder | $635 | $2,434-73.9% | $2,827-77.5% | $6,924-90.8% |