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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,567 | $97,125+25.2% | $86,233+41.0% | $137,256-11.4% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.0%+2.4pp | 80.0%-8.5pp |
| Annual return | 16.95% | 74.19%-57.2pp | 61.39%-44.4pp | 220.34%-203.4pp |
| Employer contribution / active EE | $6,691 | $2,841+135.5% | $2,504+167.2% | $4,156+61.0% |
| Participant deferral / active EE | $4,916 | $5,180-5.1% | $4,559+7.8% | $6,407-23.3% |
| Admin fee / account holder | $3,555 | $9,725-63.4% | $8,342-57.4% | $12,270-71.0% |