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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,567 | $108,882+11.7% | $96,754+25.6% | $154,746-21.4% |
| Participation rate | 71.4% | 75.1%-3.7pp | 70.3%+1.2pp | 80.7%-9.3pp |
| Annual return | 16.95% | 98.39%-81.4pp | 82.04%-65.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $6,691 | $3,018+121.7% | $2,679+149.7% | $4,379+52.8% |
| Participant deferral / active EE | $4,916 | $5,323-7.6% | $4,758+3.3% | $6,730-27.0% |
| Admin fee / account holder | $3,555 | $10,200-65.1% | $8,905-60.1% | $14,365-75.3% |