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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,140 | $58,275-70.6% | $81,844-79.1% | $80,935-78.8% |
| Participation rate | 71.2% | 63.5%+7.7pp | 72.4%-1.2pp | 67.7%+3.6pp |
| Annual return | 12.82% | 41.82%-29.0pp | 778.87%-766.0pp | 35.66%-22.8pp |
| Employer contribution / active EE | $1,091 | $2,346-53.5% | $2,916-62.6% | $2,757-60.4% |
| Participant deferral / active EE | $1,768 | $3,285-46.2% | $4,323-59.1% | $4,299-58.9% |
| Admin fee / account holder | $884 | $4,749-81.4% | $7,355-88.0% | $6,924-87.2% |