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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,135 | $88,754+25.2% | $81,820+35.8% | $145,877-23.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.40% | 1031.77%-1018.4pp | 777.93%-764.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,221 | $3,085-60.4% | $2,915-58.1% | $4,663-73.8% |
| Participant deferral / active EE | $6,888 | $4,648+48.2% | $4,323+59.3% | $6,691+2.9% |
| Admin fee / account holder | $25,389 | $8,424+201.4% | $7,391+243.5% | $13,402+89.4% |