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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,988 | $106,864+35.7% | $147,318-1.6% | $82,637+75.5% |
| Participation rate | 67.2% | 75.5%-8.3pp | 82.1%-14.8pp | 68.1%-0.8pp |
| Annual return | 19.94% | 27.49%-7.5pp | 70.43%-50.5pp | 53.51%-33.6pp |
| Employer contribution / active EE | $2,438 | $3,417-28.7% | $4,593-46.9% | $2,552-4.5% |
| Participant deferral / active EE | $7,999 | $6,496+23.1% | $7,906+1.2% | $4,126+93.9% |
| Admin fee / account holder | $1,098 | $8,415-86.9% | $13,708-92.0% | $7,339-85.0% |