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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $689,217 | $138,312+398.3% | $122,979+460.4% | $155,188+344.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 13.30% | 22.06%-8.8pp | 20.12%-6.8pp | 148.84%-135.5pp |
| Employer contribution / active EE | $7,133 | $3,530+102.1% | $3,062+132.9% | $4,248+67.9% |
| Participant deferral / active EE | $20,667 | $5,592+269.5% | $5,003+313.1% | $6,531+216.4% |
| Admin fee / account holder | $5,750 | $15,089-61.9% | $12,864-55.3% | $14,480-60.3% |