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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,135 | $275,752-82.9% | $256,809-81.6% | $198,609-76.3% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 13.90% | 34.81%-20.9pp | 32.73%-18.8pp | 202.70%-188.8pp |
| Employer contribution / active EE | $2,344 | $7,721-69.6% | $7,263-67.7% | $5,055-53.6% |
| Participant deferral / active EE | $3,991 | $10,037-60.2% | $9,520-58.1% | $6,977-42.8% |
| Admin fee / account holder | $12,933 | $25,716-49.7% | $25,146-48.6% | $19,030-32.0% |