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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,781 | $38,967+184.3% | $86,233+28.5% | $79,634+39.1% |
| Participation rate | 11.3% | 34.1%-22.7pp | 69.0%-57.7pp | 62.5%-51.2pp |
| Annual return | 15.97% | 49.90%-33.9pp | 61.39%-45.4pp | 36.46%-20.5pp |
| Employer contribution / active EE | $389 | $868-55.2% | $2,504-84.5% | $2,529-84.6% |
| Participant deferral / active EE | $875 | $1,663-47.4% | $4,559-80.8% | $3,835-77.2% |
| Admin fee / account holder | $3,001 | $2,660+12.8% | $8,342-64.0% | $1,002+199.5% |