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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,959 | $168,635-71.6% | $147,617-67.5% | $125,389-61.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.58% | 77.65%-82.2pp | 61.98%-66.6pp | 282.24%-286.8pp |
| Employer contribution / active EE | $12,502 | $6,252+100.0% | $5,564+124.7% | $4,866+156.9% |
| Participant deferral / active EE | $6,597 | $5,507+19.8% | $4,895+34.8% | $5,352+23.3% |
| Admin fee / account holder | $830 | $13,580-93.9% | $11,612-92.8% | $9,541-91.3% |