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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,133 | $111,535-50.6% | $105,223-47.6% | $137,256-59.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 8.24% | 237.85%-229.6pp | 180.65%-172.4pp | 220.34%-212.1pp |
| Employer contribution / active EE | $2,215 | $3,939-43.8% | $3,689-39.9% | $4,156-46.7% |
| Participant deferral / active EE | $1,824 | $5,500-66.8% | $5,072-64.0% | $6,407-71.5% |
| Admin fee / account holder | $9,185 | $9,721-5.5% | $8,859+3.7% | $12,270-25.1% |