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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,298 | $94,439-44.6% | $73,658-29.0% | $154,746-66.2% |
| Participation rate | 62.5% | 64.7%-2.2pp | 57.0%+5.5pp | 80.7%-18.2pp |
| Annual return | 14.98% | 28.25%-13.3pp | 29.72%-14.7pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,596 | $1,257+26.9% | $1,032+54.6% | $4,379-63.6% |
| Participant deferral / active EE | $6,355 | $2,527+151.5% | $2,062+208.2% | $6,730-5.6% |
| Admin fee / account holder | $36 | $3,843-99.1% | $3,357-98.9% | $14,365-99.7% |