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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,298 | $104,650-50.0% | $83,854-37.6% | $155,188-66.3% |
| Participation rate | 62.5% | 65.1%-2.6pp | 59.1%+3.4pp | 80.8%-18.3pp |
| Annual return | 14.98% | 28.97%-14.0pp | 31.39%-16.4pp | 148.84%-133.9pp |
| Employer contribution / active EE | $1,596 | $1,196+33.4% | $1,017+56.8% | $4,248-62.4% |
| Participant deferral / active EE | $6,355 | $2,367+168.5% | $2,035+212.3% | $6,531-2.7% |
| Admin fee / account holder | $36 | $3,518-99.0% | $3,197-98.9% | $14,480-99.8% |