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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,344 | $124,980+104.3% | $108,359+135.6% | $154,746+65.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.09% | 45.00%-30.9pp | 36.89%-22.8pp | 172.34%-158.2pp |
| Employer contribution / active EE | $39,715 | $2,851+1293.2% | $2,399+1555.1% | $4,379+806.9% |
| Participant deferral / active EE | $30,495 | $4,743+543.0% | $4,137+637.1% | $6,730+353.1% |
| Admin fee / account holder | $2,361 | $11,502-79.5% | $9,741-75.8% | $14,365-83.6% |