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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,344 | $156,616+63.0% | $133,346+91.5% | $198,609+28.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 14.09% | 44.25%-30.2pp | 36.85%-22.8pp | 202.70%-188.6pp |
| Employer contribution / active EE | $39,715 | $3,368+1079.2% | $2,853+1291.8% | $5,055+685.6% |
| Participant deferral / active EE | $30,495 | $4,920+519.9% | $4,332+603.9% | $6,977+337.1% |
| Admin fee / account holder | $2,361 | $17,468-86.5% | $14,264-83.4% | $19,030-87.6% |