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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,610 | $83,369-2.1% | $105,223-22.4% | $67,986+20.0% |
| Participation rate | 57.9% | 56.3%+1.6pp | 75.0%-17.1pp | 57.2%+0.7pp |
| Annual return | 14.99% | 24.64%-9.6pp | 180.65%-165.7pp | 31.67%-16.7pp |
| Employer contribution / active EE | $2,491 | $2,541-2.0% | $3,689-32.5% | $2,019+23.4% |
| Participant deferral / active EE | $5,151 | $3,295+56.3% | $5,072+1.6% | $3,358+53.4% |
| Admin fee / account holder | $14,262 | $4,073+250.2% | $8,859+61.0% | $3,203+345.2% |