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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,935 | $80,781-11.0% | $102,437-29.8% | $74,478-3.4% |
| Participation rate | 56.4% | 65.7%-9.3pp | 74.5%-18.1pp | 67.2%-10.9pp |
| Annual return | 12.26% | 27.58%-15.3pp | 24.95%-12.7pp | 1370.56%-1358.3pp |
| Employer contribution / active EE | $2,357 | $3,160-25.4% | $3,871-39.1% | $2,626-10.2% |
| Participant deferral / active EE | $4,882 | $3,862+26.4% | $5,060-3.5% | $4,350+12.2% |
| Admin fee / account holder | $22,015 | $2,372+828.1% | $8,388+162.5% | $1,946+1031.4% |