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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,935 | $80,748-10.9% | $102,383-29.7% | $74,429-3.4% |
| Participation rate | 56.4% | 65.7%-9.3pp | 74.5%-18.1pp | 67.2%-10.9pp |
| Annual return | 12.26% | 27.57%-15.3pp | 24.94%-12.7pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $2,357 | $3,159-25.4% | $3,870-39.1% | $2,625-10.2% |
| Participant deferral / active EE | $4,882 | $3,861+26.4% | $5,060-3.5% | $4,348+12.3% |
| Admin fee / account holder | $22,015 | $2,371+828.6% | $8,391+162.4% | $1,944+1032.3% |