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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,674 | $51,638+100.8% | $68,368+51.6% | $82,448+25.7% |
| Participation rate | 90.2% | 63.6%+26.6pp | 73.8%+16.5pp | 68.1%+22.2pp |
| Annual return | 12.39% | 37.53%-25.1pp | 292.57%-280.2pp | 41.64%-29.3pp |
| Employer contribution / active EE | $433 | $2,047-78.8% | $2,649-83.6% | $2,551-83.0% |
| Participant deferral / active EE | $8,699 | $2,914+198.6% | $4,123+111.0% | $4,139+110.2% |
| Admin fee / account holder | $32,302 | $4,643+595.7% | $5,150+527.3% | $7,234+346.5% |