Filings through Oct 24, 2026.

Retirement plan

Montana School Boards Association 401(k) Profit Sharing Plan & Trust

Name: MONTANA SCHOOL BOARDS ASSOCIATION - MONTANA SCHOOL BOARDS ASSOCIATION 401(K) PROFIT SHARING PLAN & TRUST (2026) Form 5500
Creator: MONTANA SCHOOL BOARDS ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONTANA SCHOOL BOARDS ASSOCIATION 401(K) PROFIT SHARING PLAN & TRUST, MONTANA SCHOOL BOARDS ASSOCIATION

Montana School Boards AssociationEIN 81-0247703Plan #002PY 2026Filed Jun 30, 2026

863 GREAT NORTHERN BLVD STE 301 - HELENA, MT 59601406-442-2180mtsba.orgLinkedIn11-50 employeeseducation management

Prospect flagsHigh feesHigh assets / participant

Top hat statement on fileNQDC

Filed February 27, 2023 (most recent of 5 filings on file)

Plan administrator

MIKE LOPACH

HELENA, MT 59601

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (4)

LAREN CARPARELLI NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp
DEBRA SILK NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp
SHAWN BUBB NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp
LANCE MELTON NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp

Total covered: 4 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$14M

+22.5% from 2025

Total participants

+3.4% from 2025

Average account balance

$465,419

+18.4% from 2025

Annual return

17.33%

-1.48 pp from 2025

Benchmarks

See 146 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort146 peers

Snapshot2026

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Analytics

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$11K

$453 / participant

Other / not subdivided$11K100.0%

% of EOY assets

0.081%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Filings through Oct 24, 2026.

Retirement plan

Montana School Boards Association 401(k) Profit Sharing Plan & Trust

Montana School Boards AssociationEIN 81-0247703Plan #002PY 2026Filed Jun 30, 2026

863 GREAT NORTHERN BLVD STE 301 - HELENA, MT 59601406-442-2180mtsba.orgLinkedIn11-50 employeeseducation management

Prospect flagsHigh feesHigh assets / participant

People on file2 contacts

LM
Lance Melton
Filing signerFiling signer
#002
PY 2025
+1 more — auditor, admin, prior signers, …

5500 filings11 filings · 2016–2026

20265500-SF401(k)Latest

5500 PDF

Top hat statement on fileNQDC

Filed February 27, 2023 (most recent of 5 filings on file)

Plan administrator

MIKE LOPACH

HELENA, MT 59601

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (4)

LAREN CARPARELLI NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp
DEBRA SILK NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp
SHAWN BUBB NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp
LANCE MELTON NON-QUALIFIED DEFERRED COMPENSATION TRUST1 emp

Total covered: 4 employees

Open the filing PDF

How to read this page

Total assets (EOY)

$14M

+22.5% from 2025

Total participants

+3.4% from 2025

Average account balance

$465,419

+18.4% from 2025

Annual return

17.33%

-1.48 pp from 2025

Benchmarks

See 146 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort146 peers

Snapshot2026

See peer percentile detail with Pro.

Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.

Try Pro free Compare plans

Analytics

See the 10-year trajectory with Pro.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$11K

$453 / participant

Other / not subdivided$11K100.0%

% of EOY assets

0.081%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Montana School Boards Association 401(k) Profit Sharing Plan & Trust

Top hat statement on fileNQDC

Plan administrator

Plans declared (4)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Montana School Boards Association 401(k) Profit Sharing Plan & Trust

Top hat statement on fileNQDC

Plan administrator

Plans declared (4)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion