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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,341 | $154,228-72.5% | $145,433-70.9% | $137,256-69.2% |
| Participation rate | 64.7% | 83.8%-19.1pp | 82.1%-17.4pp | 80.0%-15.3pp |
| Annual return | 35.94% | 74.59%-38.6pp | 66.58%-30.6pp | 220.34%-184.4pp |
| Employer contribution / active EE | $2,719 | $4,804-43.4% | $4,554-40.3% | $4,156-34.6% |
| Participant deferral / active EE | $6,468 | $8,216-21.3% | $7,897-18.1% | $6,407+1.0% |
| Admin fee / account holder | $645 | $14,344-95.5% | $13,129-95.1% | $12,270-94.7% |