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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,025 | $29,733+7.7% | $56,025-42.8% | $80,959-60.4% |
| Participation rate | 52.2% | 41.7%+10.5pp | 52.5%-0.3pp | 67.7%-15.5pp |
| Annual return | 12.52% | 35.28%-22.8pp | 1712.69%-1700.2pp | 35.67%-23.2pp |
| Employer contribution / active EE | $956 | $672+42.3% | $1,042-8.2% | $2,757-65.3% |
| Participant deferral / active EE | $1,727 | $1,229+40.5% | $1,955-11.6% | $4,300-59.8% |
| Admin fee / account holder | $1,775 | $2,434-27.1% | $2,828-37.2% | $6,925-74.4% |