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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,025 | $29,716+7.8% | $56,077-42.9% | $80,925-60.4% |
| Participation rate | 52.2% | 41.7%+10.5pp | 52.5%-0.3pp | 67.7%-15.5pp |
| Annual return | 12.52% | 35.30%-22.8pp | 1709.28%-1696.8pp | 35.65%-23.1pp |
| Employer contribution / active EE | $956 | $671+42.5% | $1,040-8.1% | $2,756-65.3% |
| Participant deferral / active EE | $1,727 | $1,228+40.6% | $1,954-11.6% | $4,299-59.8% |
| Admin fee / account holder | $1,775 | $2,432-27.0% | $2,825-37.2% | $6,940-74.4% |