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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,278 | $99,875-28.6% | $146,866-51.5% | $86,983-18.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.95% | 28.10%-7.1pp | 102.85%-81.9pp | 25.83%-4.9pp |
| Employer contribution / active EE | $7,400 | $3,224+129.5% | $4,425+67.2% | $2,584+186.3% |
| Participant deferral / active EE | $15,218 | $6,322+140.7% | $7,759+96.1% | $4,194+262.9% |
| Admin fee / account holder | $13,007 | $7,838+66.0% | $13,620-4.5% | $7,856+65.6% |