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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,278 | $106,864-33.3% | $147,318-51.6% | $82,637-13.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.95% | 27.49%-6.5pp | 70.43%-49.5pp | 53.51%-32.6pp |
| Employer contribution / active EE | $7,400 | $3,417+116.6% | $4,593+61.1% | $2,552+190.0% |
| Participant deferral / active EE | $15,218 | $6,496+134.3% | $7,906+92.5% | $4,126+268.8% |
| Admin fee / account holder | $13,007 | $8,415+54.6% | $13,708-5.1% | $7,339+77.2% |