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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,137 | $111,814+54.8% | $103,374+67.5% | $145,959+18.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.99% | 24.77%-9.8pp | 24.89%-9.9pp | 561.95%-547.0pp |
| Employer contribution / active EE | $30,247 | $4,214+617.8% | $3,869+681.7% | $4,661+549.0% |
| Participant deferral / active EE | $14,939 | $5,618+165.9% | $5,058+195.4% | $6,689+123.4% |
| Admin fee / account holder | $7,701 | $9,754-21.1% | $8,394-8.3% | $13,398-42.5% |