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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,689 | $212,386+41.6% | $199,883+50.4% | $138,895+116.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.13% | 47.75%-29.6pp | 43.81%-25.7pp | 145.39%-127.3pp |
| Employer contribution / active EE | $13,536 | $6,625+104.3% | $6,261+116.2% | $4,194+222.7% |
| Participant deferral / active EE | $21,468 | $9,617+123.2% | $9,138+134.9% | $6,396+235.6% |
| Admin fee / account holder | $20,291 | $18,233+11.3% | $17,268+17.5% | $12,562+61.5% |