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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,257 | $108,911-76.8% | $100,392-74.8% | $145,884-82.7% |
| Participation rate | 60.0% | 83.0%-23.0pp | 81.5%-21.5pp | 80.3%-20.3pp |
| Annual return | 29.53% | 58.23%-28.7pp | 49.45%-19.9pp | 551.85%-522.3pp |
| Employer contribution / active EE | $2,031 | $4,420-54.1% | $3,941-48.5% | $4,662-56.4% |
| Participant deferral / active EE | $4,462 | $8,459-47.3% | $8,090-44.8% | $6,690-33.3% |
| Admin fee / account holder | $1,841 | $9,698-81.0% | $7,904-76.7% | $13,392-86.3% |