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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,402 | $154,228-60.2% | $145,433-57.8% | $137,256-55.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 76.61% | 74.59%+2.0pp | 66.58%+10.0pp | 220.34%-143.7pp |
| Employer contribution / active EE | $6,570 | $4,804+36.8% | $4,554+44.3% | $4,156+58.1% |
| Participant deferral / active EE | $9,611 | $8,216+17.0% | $7,897+21.7% | $6,407+50.0% |
| Admin fee / account holder | $1,419 | $14,344-90.1% | $13,129-89.2% | $12,270-88.4% |