Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,887 | $57,590-95.0% | $86,233-96.7% | $82,448-96.5% |
| Participation rate | 56.0% | 57.9%-1.9pp | 69.0%-13.0pp | 68.1%-12.1pp |
| Annual return | 24.63% | 22.41%+2.2pp | 61.39%-36.8pp | 41.64%-17.0pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,550 | $3,080-49.7% | $4,559-66.0% | $4,139-62.6% |
| Admin fee / account holder | $643 | $4,730-86.4% | $8,342-92.3% | $7,234-91.1% |