Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,200 | $69,444-81.0% | $92,985-85.8% | $87,485-84.9% |
| Participation rate | 64.3% | 63.3%+1.0pp | 69.5%-5.2pp | 68.9%-4.6pp |
| Annual return | 17.83% | 23.85%-6.0pp | 27.99%-10.2pp | 26.06%-8.2pp |
| Employer contribution / active EE | $0 | $1,917-100.0% | $2,662-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,752 | $3,364-18.2% | $4,377-37.1% | $4,274-35.6% |
| Admin fee / account holder | $1,394 | $6,137-77.3% | $9,463-85.3% | $7,775-82.1% |