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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,507 | $183,516-86.1% | $155,534-83.6% | $145,884-82.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.38% | 61.43%-53.0pp | 64.92%-56.5pp | 551.85%-543.5pp |
| Employer contribution / active EE | $1,168 | $5,315-78.0% | $4,675-75.0% | $4,662-75.0% |
| Participant deferral / active EE | $2,022 | $6,467-68.7% | $5,630-64.1% | $6,690-69.8% |
| Admin fee / account holder | $1,679 | $19,293-91.3% | $15,900-89.4% | $13,392-87.5% |